:root{--navy:#183447;--blue:#315d72;--ink:#20313b;--muted:#61717a;--paper:#f7f8f6;--white:#fff;--line:#dce4e6;--gold:#d9ad62}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif}a{color:#245a75}a:hover{color:#163c52}.site-header{background:var(--navy);color:#fff}.nav-wrap{max-width:1100px;margin:auto;padding:16px 24px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;font-weight:800;letter-spacing:.08em}.brand-mark{width:42px;height:42px;border-radius:12px;background:#fff;color:var(--navy);display:grid;place-items:center;font-weight:900}.brand small{display:block;font-size:.68rem;font-weight:500;letter-spacing:.12em;color:#d6e2e8}.nav{display:flex;gap:20px;flex-wrap:wrap}.nav a{color:#edf3f5;text-decoration:none;font-size:.94rem}.nav a[aria-current=page]{color:#f4cf8b;text-decoration:underline;text-underline-offset:6px}.hero{background:linear-gradient(120deg,#183447,#315d72);color:#fff;padding:76px 24px}.hero-inner,.container{max-width:1100px;margin:auto}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.75rem;font-weight:700;color:#f0cc8b}.hero h1{font-size:clamp(2.4rem,6vw,4.6rem);line-height:1.06;max-width:800px;margin:12px 0 18px}.hero p{max-width:680px;color:#e1ebef;font-size:1.12rem}.button{display:inline-block;background:#f1d093;color:#1b3443;text-decoration:none;font-weight:750;padding:12px 19px;border-radius:8px;margin:10px 10px 0 0}.button.secondary{background:transparent;color:#fff;border:1px solid #b8cbd4}.container{padding:48px 24px}.section-title{font-size:2rem;line-height:1.2;color:var(--navy);margin:0 0 12px}.lead{font-size:1.12rem;color:var(--muted);max-width:760px}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin-top:26px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;box-shadow:0 5px 18px #1834470a}.card h3{margin:0 0 8px;color:var(--navy)}.icon{font-size:1.55rem}.callout{background:#edf2f3;border-left:4px solid var(--gold);padding:20px 22px;border-radius:8px;margin:24px 0}.details{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:14px;margin:24px 0}.detail{padding:18px;background:#fff;border:1px solid var(--line);border-radius:10px}.detail strong{display:block;color:var(--navy)}.site-footer{background:#132b39;color:#dce7eb;padding:30px 24px}.footer-inner{max-width:1100px;margin:auto;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.site-footer a{color:#f1d093}.small{font-size:.9rem;color:var(--muted)}.site-footer .small{color:#c4d2d8}ul.clean{padding-left:1.2rem}li{margin:.45rem 0}main{min-height:55vh}@media(max-width:700px){.nav-wrap{align-items:flex-start;flex-direction:column}.nav{gap:12px 16px}.hero{padding:55px 22px}.container{padding:38px 22px}}